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Mortgage brokers in Minneapolis–St. Paul

Minneapolis–St. Paul is an emerging inbound market. Flipped to net-inbound for the first time this cycle — an emerging opportunity. On LowestMortgage.com, vetted Minnesota brokers and lenders compete for your business — so you compare real offers and pick the person, not just the rate.

Free · No obligation · You choose who to work with.

Why shop Minneapolis–St. Paul brokers here

  • Local brokers who know the Minneapolis–St. Paul market
  • Licensed, NMLS-verified professionals
  • One form, multiple competing offers
  • No cost and no obligation to you

2026 loan limits in Minneapolis–St. Paul

1-unit · Hennepin & Ramsey counties

FHA limit

$552,000

Conforming limit

$832,750

Jumbo starts above

$832,750

Official HUD/FHFA 2026 one-unit figures; higher limits apply to 2–4 unit homes. All Minnesota FHA limits →

Loan programs available in Minneapolis–St. Paul

Purchase

First or next home — conventional, FHA, VA, and USDA options.

Refinance & HELOC

Lower your rate, shorten your term, or tap equity.

FHA & first-time

Lower down payments and flexible credit guidelines.

VA loans

$0-down financing for eligible veterans and service members.

Jumbo

Financing above conforming limits for higher-value homes.

Commercial

Multifamily, retail, office, SBA, bridge, and DSCR — separate application.

Brokers serving Minneapolis–St. Paul

Vetted, licensed professionals in Minnesota. Browse profiles, then request a quote to have them compete for your loan.

Minneapolis–St. Paul mortgage FAQ

How do I find the best mortgage broker in Minneapolis–St. Paul?

Submit one free request on LowestMortgage.com and vetted Minneapolis–St. Paul brokers and lenders compete for your business. You compare their offers side by side and choose the person and the terms that fit you — at no cost and with no obligation.

Is it free to get quotes from Minneapolis–St. Paul brokers?

Yes. Getting matched and comparing offers is completely free. Brokers and lenders pay to participate in the network; you never pay to use the marketplace.

What types of loans can I compare in Minnesota?

Purchase, refinance, HELOC, FHA, VA, USDA, and jumbo home loans, plus commercial real estate financing through a dedicated commercial application.

What if my credit isn't ready yet?

If you don't qualify on the first pass, we can connect you with a vetted credit-repair partner and a plan to get mortgage-ready — then bring you back to compare Minneapolis–St. Paul offers.

Ready to compare Minneapolis–St. Paul offers?

One quick form. Vetted brokers compete. You choose the person and the terms.

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